上班族英語(yǔ)口語(yǔ)話題71：商業(yè)保險(xiǎn)

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71.商業(yè)保險(xiǎn)

May I suggest a free of particular average policy?

保平安險(xiǎn)如何?

A:May I suggest a free of particular average policy?

A:保平安險(xiǎn)如何?

B:That's better,but I think we need to cover more Kinds of things,like damaged by seawater for example.

B:這比較合適，不過我想我們可能需要多一點(diǎn)保障，例如像水潰損害等。

I think we should get an AAR insurance policy.

我想我們?cè)撏秱€(gè)全險(xiǎn)。

A:I think we should get an AAR insurance policy.

A:我想我們?cè)撏秱€(gè)全險(xiǎn)。

B:Good idea. Even though the insurance premiums will be higher,we will be safer.

B:好主意!雖然全險(xiǎn)的保費(fèi)比較高，但我們可以放心一點(diǎn)。

★ AAR insurance = against all risks insurance

★ 全險(xiǎn)

What kind of insurance is the People’s Insurance Company of China able to provide?

中國(guó)人民保險(xiǎn)公司能提供什么險(xiǎn)別?

A:What kind of insurance is the People’s Insurance Company of China able to provide?

A:中國(guó)人民保險(xiǎn)公司能提供什么險(xiǎn)別?

B:PICC can provide a broad range of coverage against all kinds of risks for sea transport.

B:中國(guó)人民保險(xiǎn)公司可以承保海洋運(yùn)輸?shù)乃须U(xiǎn)別。

Have you taken out insurance yet on this shipment?

您是否已經(jīng)替這批貨物投保了?

A:Have you taken out insurance yet on this shipment?

A:您是否已經(jīng)替這批貨物投保了?

B:Yes, we talked about it with our underwriter,and think that we should get a policy for total loss only.

B:是的，我們和保險(xiǎn)公司談過，覺得應(yīng)該投保全損險(xiǎn)。

Have you studied the contents of the insurance contract?

你們研究了保險(xiǎn)合同的內(nèi)容了嗎?

A:Have you studied the contents of the insurance contract?

A:你們研究了保險(xiǎn)合同的內(nèi)容了嗎?

B:All the terms and conditions of the insurance contract suit us.

B:我們同意所有的保險(xiǎn)條款。

Please tell me what kind of insurance you are able to provide.

請(qǐng)告訴我你們提供哪些險(xiǎn)別。

A:Please tell me what kind of insurance you are able to provide.

A:請(qǐng)告訴我你們提供哪些險(xiǎn)別。

B:We’re able to cover all kinds of risks for transportation by sea,land, and air.

B:我們可以辦理海運(yùn)、陸運(yùn)和空運(yùn)的所有險(xiǎn)別。

I’d like to have the goods insured for the invoice value plus 20%.

我們想按發(fā)票金額加20%投保。

A:I'd like to have the goods insured for the invoice value plus 20%.

A:我們想按發(fā)票金額加20%投保。

B:It covers all risks and war risk at 110% of the invoice value.

B:綜合險(xiǎn)和戰(zhàn)爭(zhēng)險(xiǎn),按發(fā)票金額的110%投保。

★ insure(vt.)

★ 給...保險(xiǎn)

How long is the insurance policy valid?

保險(xiǎn)證書有效期多長(zhǎng)?

A:How long is the insurance policy valid?

A:保險(xiǎn)證書有效期多長(zhǎng)?

B:Maximum twelve months.

B:最多 12 個(gè)月。

How long is the carrying period of insurance?

保險(xiǎn)責(zé)任的起訖期限是多長(zhǎng)?

A:How long is the carrying period of insurance?

A:保險(xiǎn)責(zé)任的起訖期限是多長(zhǎng)?

B:The cover shall be limited to sixty days upon discharge of the insured goods from the cargo ship at the final unloading port.

B:被保險(xiǎn)貨物在最后卸載港卸離貨輪后，保險(xiǎn)責(zé)任以60天為限。

When shall we be able to get a compensation from the insurance company?

我們什么時(shí)候能夠得到保險(xiǎn)公司的補(bǔ)償費(fèi)呢?

A:When shall we be able to get a compensation from the insurance company?

A:我們什么時(shí)候能夠得到保險(xiǎn)公司的補(bǔ)償費(fèi)呢?

B:As soon as we are through all the formalities.

B:我們一切手續(xù)完成后就可以。

★ compensation(n.)

★ 補(bǔ)償，賠償

What kind of clause do you adopt?

你們采用什么樣的條款?

A:What kind of clause do you adopt?

A:你們采用什么樣的條款?

B:We adopt the warehouse-to-warehouse clause which is commonly used in international insurance.

B:我們采用國(guó)際保險(xiǎn)中慣用的貨倉(cāng)到貨倉(cāng)的責(zé)任條款。

Can you cover risks other than WPA?

除了水漬險(xiǎn)以外的險(xiǎn)你們保嗎?

A:Can you cover risks other than WPA?

A:除了水漬險(xiǎn)以外的險(xiǎn)你們保嗎?

B:Certainly,we can.

B:當(dāng)然，我們保的。

★ WPA = With Particular Average

★ 單獨(dú)海損賠債;水漬險(xiǎn)

The Insurance Company is responsible for the claims,as far as it is within the scope of coverage.

只要在保險(xiǎn)責(zé)任范圍內(nèi)，保險(xiǎn)公司應(yīng)負(fù)責(zé)賠償責(zé)任。

The loss in question is beyond the coverage granted by us.

你說的損失并不包括在我們承保的責(zé)任范圍之內(nèi)。

Can I have a proposal form?

能給我一份投保申請(qǐng)書嗎?

A:Can I have a proposal form?

A:能給我一份投保申請(qǐng)書嗎?

B:Sure. And if you are satisfied with the information on the proposal form，we’ll issue a cover note as soon as we get your check.

B:當(dāng)然可以。如果你對(duì)上面的條款滿意，我們收到你的支票后就給你承 保通知書。

Do we want All Risks Cover?

我們需要投保全險(xiǎn)嗎?

A:Do we want All Risks Cover?

A:我們需要投保全險(xiǎn)嗎?

B:FPA will be good enough.

B:平安險(xiǎn)就足夠了。

What is the insurance premium?

保險(xiǎn)費(fèi)是多少?

A:What is the insurance premium?

A:保險(xiǎn)費(fèi)是多少?

B:The premium varies with the range of insurance.

B:保險(xiǎn)費(fèi)用根據(jù)投保范圍的大小而有所不同。

★ premium(n.)

★ 保險(xiǎn)費(fèi)

What shall we do to claim the compensation of insurance premium?

索要保險(xiǎn)金時(shí)該怎么做呢?

A:What shall we do to claim the compensation of insurance premium?

A:索要保險(xiǎn)金時(shí)該怎么做呢?

B:You shall hand in the claim report to the insurance company first.

B:要先向投保的保險(xiǎn)公司提交報(bào)告。

It is the buyers who will pay for the extra premium.

這額外的保險(xiǎn)費(fèi)將由買方支付。