生活英語(yǔ)口語(yǔ):開(kāi)辦新帳戶(hù)

所屬教程:生活英語(yǔ)口語(yǔ)

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L: good morning. How can I help you?

C: I'd like to open a new account.

L: have you filled out an application form?

C: yes. And I've brought some documents along with me, too. Do you need to see my passport?

L: yes. I'll just have my assistant looko over these quickly and then we'll move on to the next step. Did you want to open up a checking account and a savings account?

C: yes. Does the checking account come with a debit card?

L: yes. Actually, both accounts come with cards that you can use in ATM machines, so that you won't have to come in to the bank to make a transaction.

C: that's very convenient.

L: it is. Our customers really like it. Do you have any other questions about your new accounts?

C: yes. What's the maximum amount that you are allowed to have in an overdraft?

L: the maximum is $1000.

C: is there a penalty for having an overdraft?

L: yes, but it's not much. You just have to pay 1% interest on the account. It's much lower rate than any of our loans and it's much better than owing money to most credit cards.

C: that's true. Is everything alright with my documents?

L: they're all in order. If you just sign your name here, you'll receive your cards and pin numbers in the mail in about three weeks.

C: thank you very much.

L: you're welcome.

早上好，有什么能幫忙的嗎?

我想開(kāi)個(gè)新賬戶(hù)。

您填好申請(qǐng)表了嗎?

填好了。而且，我也帶了相關(guān)的文件。你要看我的護(hù)照嗎?

好的。我讓我的助理迅速瀏覽一遍這些文件，然后我們就可以進(jìn)行下一步了。您是想要開(kāi)一個(gè)活期賬戶(hù)和一個(gè)定期儲(chǔ)蓄賬戶(hù)嗎?

沒(méi)錯(cuò)。活期賬戶(hù)是不是會(huì)附帶一個(gè)借記卡?

對(duì)。實(shí)際上兩個(gè)賬戶(hù)都有可以供您在自動(dòng)取款機(jī)上使用的卡。這樣您就不用到銀行柜臺(tái)來(lái)辦理轉(zhuǎn)賬業(yè)務(wù)了。

這樣很方便。