怎么用ATM卡?你最常使用銀行提供的哪項(xiàng)服務(wù)
來(lái)聽今天的講解:
Beginner
A: how do you use an ATM card, billy?
比利,你怎么用ATM卡?
B: it’s easy grandpa. Insert you card into the machine here. Then wait a moment. Ok. Now you enter your PIN. It should have four numbers.
很簡(jiǎn)單,爺爺。把你的卡插入機(jī)器。然后等一下。好的?,F(xiàn)在你輸入你的PIN。它應(yīng)該有四個(gè)數(shù)字。
A: oh yes. I’ve got it written down here. Just a minute.
哦,是的。我把它寫在這里了。等一下。
B: you really shouldn’t write it down. You should memorise it. You can change it to a more convenient number if you like.
你真的不應(yīng)該把它寫下來(lái)。你應(yīng)該記住它。如果你愿意,你可以把它改成一個(gè)更方便的數(shù)字。
A: ok, I’ve entered my PIN. There are several options on the screen. I guess I just choose which service I want, don’t I ?
好的,我已經(jīng)輸入了我的PIN。屏幕上有幾個(gè)選項(xiàng)。我想我只是選擇我想要的服務(wù),不是嗎
B: Yes. Choose the service you need to use. If you choose to withdraw money, the machine will ask you how much you want.
是的。選擇你需要使用的服務(wù)。如果你選擇取款,機(jī)器會(huì)問你想要多少錢。
A: I can just enter the amount using the key, right?
我可以用鍵輸入金額,對(duì)吧?
B: that’s right. Give the machine a moment to process you request. Then take your money.
沒錯(cuò)。給機(jī)器一點(diǎn)時(shí)間來(lái)處理你的請(qǐng)求。然后拿走你的錢。
A: these machines aren’t very difficult to use. In fact, I quite like them. They are much faster than dealing with a band clerk.
這些機(jī)器不是很難用。事實(shí)上,我很喜歡它們。它們比對(duì)付樂隊(duì)職員快得多。
Intermediate
A: which service offered by your bank do you use most?
你最常使用銀行提供的哪項(xiàng)服務(wù)?
B: I use several services. Of course, I deposit and withdraw money quite often. I often use my ATM card to take money out of my current account. I use my bank to exchange money form once currency to another. I often travel abroad, you see.
我使用多種服務(wù)。當(dāng)然,我經(jīng)常存取錢。我經(jīng)常用ATM卡從我的活期賬戶中取出錢。我用銀行把錢從一種貨幣兌換成另一種貨幣。你看,我經(jīng)常出國(guó)旅行。
A: do you ever ask you bank for traveller’s cheques? They are much safer than carrying lots of cash around.
你有沒有向銀行要過(guò)旅行支票?他們比隨身攜帶大量現(xiàn)金要安全得多。
B: I sometimes use traveller’s cheques, but sometimes I travel to countries where they are hard to exchange for cash.
我有時(shí)用旅行支票,但有時(shí)我會(huì)去那些很難兌換現(xiàn)金的國(guó)家。
A: do you use your bank to pay your utility bills? I use direct debit.
你用銀行支付水電費(fèi)嗎?我使用直接借記。
B: yes, I do. It save me a lot of time. I also have standing orders for my subscriptions to magazines.
是的,我有。這節(jié)省了我很多時(shí)間。我訂閱雜志也有長(zhǎng)期訂單。
A: that’s good idea. You don’t need to worry about missing an issue of a magazine if you do that. I suppose you have a mortgage too.
這是個(gè)好主意。如果你這樣做的話,你不必?fù)?dān)心錯(cuò)過(guò)一期雜志。我想你也有抵押貸款。
B: yes. My bank offers very good terms and conditions on mortgage. There’s a lot of competition between banks nowadays. Each one is trying to offer better conditions and services than the others.
是的。我的銀行提供非常好的抵押貸款條款和條件?,F(xiàn)在銀行之間有很多競(jìng)爭(zhēng)。每家銀行都試圖提供比其他銀行更好的條件和服務(wù)。
A: I have a deposit account with my bank. There are some restrictions on withdrawing money, but the interest rate is much higher.
我在銀行有一個(gè)存款賬戶。提款有一些限制,但利率要高得多。
B: I don’t have one. I prefer to buy shares. My bank also provides a share trading service. It’s cheap and easy to use.
我沒有。我更喜歡買股票。我的銀行還提供股票交易服務(wù)。它既便宜又容易使用。
A: that’s great. But I prefer to put my money somewhere where the returns are more certain.
那太好了。但我更喜歡把錢放在回報(bào)更確定的地方。