銀行英語(yǔ)情景口語(yǔ) 第181期:銀行卡業(yè)務(wù) 信用卡咨詢(1)

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您好，歡迎光臨信貸業(yè)務(wù)部。我們能如何為您效勞?

B: I'm interested in applying for a credit card with you.

我想在你們這里申請(qǐng)一張信用卡。

A: Are you an existing customer?

您現(xiàn)在是我們的客戶嗎?

B: Yes, I've had a Current Account with a debit card with you for years. Now,I'm looking at upgrading to a credit card.

是的，我已經(jīng)在你們這里辦了一個(gè)帶借記卡的活期存款賬戶，有好幾年了。現(xiàn)在，我希望升級(jí)成信用卡。

A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance.

請(qǐng)?jiān)试S我問(wèn)您一下，您為什么不早一點(diǎn)兒想到在我們這里申請(qǐng)一張信用卡呢?多數(shù)年輕人是絕不會(huì)放過(guò)這個(gè)機(jī)會(huì)的。

B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead.

當(dāng)我在你們這里開戶時(shí)，我還是一個(gè)學(xué)生，我兩年前畢業(yè)后，有了一個(gè)穩(wěn)定的收入，所以我想現(xiàn)在才是申請(qǐng)信用卡的最佳時(shí)機(jī)。

A: That's very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments.

您很明智呀。我們見(jiàn)過(guò)很多剛畢業(yè)的大學(xué)生申請(qǐng)信用卡，他們拿到了卡，就開始疵狂消費(fèi)，卻又無(wú)法還款。

B: As you can see from the statements for my Current Account, I have never been overdrawn. I'm always very careful about that.

正如你從我的活期賬戶對(duì)賬單上所看到的那樣，我從來(lái)沒(méi)有透支過(guò)。對(duì)此我總是非常謹(jǐn)慎的。