您好,歡迎光臨信貸業(yè)務(wù)部。我們能如何為您效勞?
B: I'm interested in applying for a credit card with you.
我想在你們這里申請一張信用卡。
A: Are you an existing customer?
您現(xiàn)在是我們的客戶嗎?
B: Yes, I've had a Current Account with a debit card with you for years. Now,I'm looking at upgrading to a credit card.
是的,我已經(jīng)在你們這里辦了一個(gè)帶借記卡的活期存款賬戶,有好幾年了。現(xiàn)在,我希望升級成信用卡。
A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance.
請?jiān)试S我問您一下,您為什么不早一點(diǎn)兒想到在我們這里申請一張信用卡呢?多數(shù)年輕人是絕不會放過這個(gè)機(jī)會的。
B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead.
當(dāng)我在你們這里開戶時(shí),我還是一個(gè)學(xué)生,我兩年前畢業(yè)后,有了一個(gè)穩(wěn)定的收入,所以我想現(xiàn)在才是申請信用卡的最佳時(shí)機(jī)。
A: That's very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments.
您很明智呀。我們見過很多剛畢業(yè)的大學(xué)生申請信用卡,他們拿到了卡,就開始疵狂消費(fèi),卻又無法還款。
B: As you can see from the statements for my Current Account, I have never been overdrawn. I'm always very careful about that.
正如你從我的活期賬戶對賬單上所看到的那樣,我從來沒有透支過。對此我總是非常謹(jǐn)慎的。