銀行英語情景口語 第180期:個(gè)人消費(fèi)信貸 個(gè)人汽車消費(fèi)貸款(4)
這里是Lincoln銀行，消費(fèi)信貸部。我能如何為您效勞?
B: Ah, hello. I'm calling to find out how I apply for a car loan.
啊，你好。我打電話是想知道如何申請(qǐng)汽車消費(fèi)貸款。
A: We offer a Personal Automobile Consumer Loan. The application process is pretty straight forward. I trust you have enough funds to cover the 20% down payment?
我們提供個(gè)人汽車消費(fèi)貸款。申請(qǐng)手續(xù)非常簡單。我相信您有足夠的資金來支付20%的首付款，是吧?
B: Yes, I do. It's ready and waiting in my account.
是的，我有。首付款已經(jīng)在我的賬戶里準(zhǔn)備就緒了。
A: The next step is for us to recommend a dealer to you, who are already contracted to us, so....
下一步是由我們給您推薦一個(gè)已經(jīng)和我們簽約的經(jīng)銷商，所以……
B: Could I just stop you there? Sorry to interrupt, but I have already been to your appointed dealer and selected the car I want.
我可以先打斷你一下嗎?很抱歉，打斷你了，其實(shí)我已經(jīng)去過你們的特約經(jīng)銷商那里了，并且已經(jīng)選好了我想要的車。
A: That will certainly cut down the processing time. We can move on to the next step. Do you have the purchase price?
那就肯定會(huì)減少辦理的時(shí)間啦。我們可以繼續(xù)下一步了。您已經(jīng)拿到報(bào)價(jià)了?
B: Yes, it's 110,000 RMB. So, with the down payment done, I will need to borrow 70,000 RMB.
是的，銷售價(jià)是110000元。所以，算上我已經(jīng)有的首付款，我得借70000 元。
A : What we need you to do next is to come into the branch with a correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
接下來我們需要您做的就是到營業(yè)部來，帶著一份正確填寫的申請(qǐng)表、 身份證、居住證明、收入證明、自己的，與經(jīng)銷商簽的協(xié)議，當(dāng)然還得有20%的首付收據(jù)。
B: Yes, I have everything here. OK, I'll come in and see you later today. Maybe I could have my new car as early as next week! How exciting!
是的，我這里有所有的文件。好啦，我今天過一會(huì)兒就來見你。也許最快下個(gè)星期我就可以擁有我的新車?yán)?好興奮啊!
