銀行英語(yǔ)情景口語(yǔ) 第177期:個(gè)人消費(fèi)信貸 個(gè)人汽車(chē)消費(fèi)貸款(1)

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您好!我們能為您效勞嗎?

B: I'm considering buying a new car, the old one hasn't been running too well recently, and was wondering what kind of credit you can offer me.

我正在考慮買(mǎi)一輛新車(chē)，舊的那輛最近一直不太好使，我想知道你們能給我提供什么樣的貸款。

A: Buying a new car is a big expense;we understand that, so we have a variety of loans to suit your needs.

買(mǎi)新車(chē)是一筆大開(kāi)銷(xiāo)，我們了解這種情況，所以我們提供各種貸款以滿足您的需要。

B: That's great. I'm looking to borrow quite a large sum, though.

那太好了。不過(guò)，我想借挺大的一筆款呢。

A: With our Personal Automobile Consumer Loan, the borrower can borrow up to 80% of the purchase price.

申請(qǐng)我們的個(gè)人汽車(chē)消費(fèi)貸款，借款人可以借到的最大金額為購(gòu)買(mǎi)價(jià)格的80%。

B: That's good news. The car I'm interested in is priced at 120,000 RMB, but I think I can get a bit of discount on that. I can afford to put up around 40,000 RMB myself.

真是個(gè)好消息。我心儀的車(chē)標(biāo)價(jià)為120000元，但是我想我可以得到一點(diǎn)兒折扣。我自己能夠承擔(dān)大約40000元。

A: That's great. You will need to make an initial down payment of 20%，and then we can get going with this.

好的。您應(yīng)支付20%的首付款，然后我們就可以繼續(xù)進(jìn)行了。

B: The funds are all ready to go in my personal account, so let's transfer it.

那些錢(qián)已經(jīng)在我的個(gè)人賬戶中準(zhǔn)備好了，那就轉(zhuǎn)賬吧。