卡卡英語(yǔ) 第403期:財(cái)務(wù)自由不是白日做夢(mèng),這些秘密讓你不再吃土

所屬教程:卡卡早餐英語(yǔ)

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2018年12月06日

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想要實(shí)現(xiàn)財(cái)務(wù)自由嗎？其實(shí)并不難，但這一切都需要點(diǎn)滴的改變和積累，來(lái)看看下面的小技巧吧！一定會(huì)讓你受益匪淺的。

New Words:
financial adj. 金融的；財(cái)政的，財(cái)務(wù)的
fantasy n. 幻想；白日夢(mèng)；幻覺(jué)
restless adj. 焦躁不安的；不安寧的；
spouse n. 配偶
budget n. 預(yù)算，預(yù)算費(fèi)
purchase n. 購(gòu)買(mǎi)
accumulate vi. 累積；積聚 vt. 積攢
asset n. 資產(chǎn)；優(yōu)點(diǎn)；
continuously adv. 連續(xù)不斷地

1. Stop Unnecessary Spending
停止不必要的開(kāi)支
For example, you may spend when you're anxious, depressed, restless, exhausted, or from fear of missing out, or to please others.
例如，你可能會(huì)在焦慮、沮喪、煩躁、疲憊、害怕錯(cuò)過(guò)或取悅他人的時(shí)候花錢(qián)。

2. Plan a Monthly Budget
計(jì)劃每月預(yù)算
Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses.
與你的配偶或伴侶坐在一起，根據(jù)你的收入，而不是你的開(kāi)支來(lái)制定每月預(yù)算。

3. Cut up Credit Cards
剪掉信用卡
Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit card for all future purchases.
如果沒(méi)有對(duì)信用卡消費(fèi)和支出的適當(dāng)?shù)淖晕铱刂?，你基本上等于在是扔錢(qián)。為了確保你能更好地控制消費(fèi)，只使用現(xiàn)金或借記卡來(lái)購(gòu)買(mǎi)未來(lái)所需。

4. Increase Savings
增加儲(chǔ)蓄
There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working.
毫無(wú)疑問(wèn)，為了舒適的退休生活，你必須在工作中積累讓你滿(mǎn)意的積蓄?，F(xiàn)在投資好的退休計(jì)劃會(huì)確保你在不工作的時(shí)候保證每月穩(wěn)定的收入。

5. Invest Wisely
明智投資
To get the most benefits, make sure you are investing in a variety of assets.
為了將利益最大化，確保你投資于各種產(chǎn)業(yè)。

6. Be Extra Patient
需要額外的耐心
Patience is the key of financial success.
耐心是財(cái)務(wù)自由的關(guān)鍵。
Being patient can be quite tough, especially when you're struggling with your finances, but having faith is worth it. You'll continuously be on the right track if you are taking the proper steps above.
耐心是很難的，尤其是當(dāng)你在為自己的財(cái)務(wù)而苦苦掙扎的時(shí)候，但是信心讓著一切都變的值得的。如果你正在采取以上所說(shuō)的措施，那么你就會(huì)逐漸步入正軌。

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