外貿(mào)英語話題王4-3-5：保險費率

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A:雖然我曾經(jīng)辦過幾次保險，但仍有一事不是很了解。

B: What is it?

B：什么問題?

A: What do you think are the main factors that determine the premium rates?

A：你認為決定保險費率的主要岡素有哪些?

B: First.l think it is the carrying vessel.like its age, classification. ownership and management. And the second is packing.

B:首先，我認為是運載船只的情況。比如它的年齡，類型，船主及管理：其次就是包裝.

A: Packing should be seaworthy for strong enough to endure rough handling.

A: 包裝應(yīng)適合海運或足夠堅固，經(jīng)得住野蠻裝卸。

B: In some cases.it is. But not for air freight and container shipment,they tend to require less packing.

B:在某種情況下不是這樣的，空運和集裝箱運輸就不是這樣，它們往往要求較少的包裝。

A: How about the type of merchandise to be shipped?

A: 裝運商品的類型有關(guān)系嗎?

B：It must be considered.because some goods are more vulnerable to damage.

B:當然需要加以考慮、因為有些產(chǎn)品更易破損。

A：Iguess the distance of transportation and modes of transport also influence the rates.

A: 我想運輸距離和方式也會影響費率的。

B：Right. Sometimes.underwriters charge you at a higher premium just because the goods are easily to be damaged or get stolen.

B: 是的。有時候保險商會因為發(fā)運貨物易受損或易被偷竊，而收取較高的保險費。

A：Are there close connections between the types of risks and the premium?

A:保險險種和費率之間關(guān)系密切嗎?

B: Yes.the more expensive cover is required.the higher the premium rate is.

B: 是的，保險范圍越廣，保險費率就越高。

A: If the goods to be shipped are glassware.the premium rate against all risks including breakage differs greatly from that excluding it.

A: 如果所投保的貨物是玻璃制品，投保包括破碎。險在內(nèi)的一切險種與不包括破碎險的相比有很多的區(qū)別。

B: Last but not the least.the volume of cargo. That means a substantial shipment may get more favorable premium.

B:最后一點重要的是商品數(shù)量。就是說大批量的貨物運輸可能獲得更優(yōu)惠的保險費率。

A: I am clear about the rates now. I really appreciate your help.

A:現(xiàn)在我清楚了。感謝你的幫助。

B: I'm entirely at your service.

B:愿意為您效勞。