365天實用商務口語 第28期:銀行卡業(yè)務

[00:00.38]We have several Peony Cards to choose from, including the Peony Credit Card, Peony Money Link Card, Peony International Card, etc. 我們有好幾種牡丹卡可供選擇，包括牡丹信用卡、牡丹靈通卡、牡丹國際卡等等。 [00:44.31]What kind of card would you like? 您想要什么樣的卡？ [00:47.30]I think this kind of card suits you. 我認為這種卡適合您。 [00:48.55]I suggest you apply for a credit card. 我建議您申請一張信用卡。 [00:51.15]Peony Money Link Card is a debit card. 牡丹靈通卡是一種借記卡。 [00:52.45]With this card, you can transact money deposit and withdrawal, personal settlement, E-banking, investment and financing, and many other services. 通過這張卡，您可以辦理存取款、個人結算、電子銀行、投資理財以及其他多種業(yè)務。 [01:00.54]It's a versatile card. 它是一種多功能卡。 [01:02.07]Our bank is an authorized agent for VISA card, Mastercard and American Express card. 我行經授權能夠代理維薩卡、萬事達卡及美國運通卡。 [01:06.38]Our bank gives the holder an interest-free grace period of about 50 days. 我行向持卡人提供一段50天左右的免息期。 [01:14.22]For any amount exceeding the credit limit, well have to need authorization. 超過信用額度的金額均需要經過授權。 [01:20.30]Do you want to upgrade your credit limit? 您要提高信用額度嗎？ [01:21.50]The annual fee is 100 RMB. 年費是100元。 [01:22.16]There's no annual fee for the first year. Then if you use the credit card for at least 6 times annually, the annual fee will be waived. 首年免年費。之后您只要每年持卡消費6次以上，就可以免收年費。 [01:25.34]Good afternoon, sir. Can I help you? 下午好，先生！需要幫忙嗎？ [01:30.23]Yes. I want to have a Peony Card from your bank, but I don't know what kind of card is best for me. 是的。我想在你們行辦一張牡丹卡，但是我不知道哪一種卡最適合我。 [01:45.42]Well, we have several Peony Cards to choose from, including the Peony Credit Card, Peony Money Link Card, Peony International Card, etc. 嗯，我們有好幾種牡丹卡可供選擇，包括牡丹信用卡、牡丹靈通卡、牡丹國際卡等等。 [02:33.38]What's a Money Link Card? 什么是靈通卡？ [02:37.24]It's a versatile card that links a lot of businesses together. 它是一種具有多種業(yè)務功能的卡。 [02:43.33]Versatile? What does that mean? 多功能？這是什么意思？ [02:54.45]You may either make deposits and withdrawals at any savings office, or make transfers and inquiries at any ATM with this card. 使用此卡，您可以在任何儲蓄所存取款，在任何一臺自動柜員機上轉賬、查詢。 [03:05.32]Customer: Anything else? 還有其他功能嗎？ [03:08.36]With this card, you could also enjoy services like debit card purchases at all merchants, payroll service and payment for power and gas, etc. 有了這張卡，您可以享受在所有借記卡特約商戶消費的服務，還可以享受代發(fā)工資，代交電費、煤氣費等服務。 [03:19.01]Oh, it's convenient. 哦，真是很方便。 [03:20.17]By the way, it has a matching passbook. 順便告訴您，它還配有存折。 [03:24.07]It sounds exactly like what I'm looking for. 這聽起來好像就是我想要的那種卡。

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