金融英語(yǔ)口語(yǔ)聽(tīng)力教程第14課：開(kāi)立儲(chǔ)蓄帳戶

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Opening a Savings Account

開(kāi)立儲(chǔ)蓄帳戶

Situation 14

情景 14

Henry Samson is asking a clerk at the First National Bank about opening a regular savings account.

亨利·薩姆森在第一國(guó)民銀行向一個(gè)職員詢問(wèn)有關(guān)開(kāi)立普通儲(chǔ)蓄帳戶事宜。

Clerk:May I help you ,sir?

職員：我能為您做些什么嗎?先生?

Samson:Yes,please .I'd like to open a savings account .Can you give me some information?

薩姆森：謝謝，我想開(kāi)立一個(gè)儲(chǔ)蓄帳戶。請(qǐng)您和我談?wù)勥@方面的事，好嗎?

C:Yes,I'd be happy to help you .We call our regular savings account plan passbook savings.

職員：好的，我很樂(lè)意為您服務(wù)。我們把我們的銀行的普通儲(chǔ)蓄帳戶稱為銀行存折儲(chǔ)蓄。

You may open an account in your name only ,or a joint account with your wife.

您可以只用您自己的名字開(kāi)立帳戶，也可以與您的妻子開(kāi)立共同帳戶。

There is no minimum balance ,and you may make deposits or withdrawals at any time .

我們這里沒(méi)存款最小余額的限制，而且可隨時(shí)存款或取款。

S:Do I earn interest on the account ?

薩姆森：我能從帳戶上得到利息嗎?

C:Yes,we pay the highest interest rate permitted for commercial banks .

職員：可以的。我們這里支付商業(yè)銀行所允許的最高利率。

We credit the earned interest to your account automatically every quarter.

每個(gè)季度，我們會(huì)自動(dòng)地把利息劃入您的帳戶的貸方。

S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?

薩姆森：開(kāi)立一個(gè)帳戶難嗎?我是說(shuō)，我必須是銀行的老客戶嗎?

C:No ,sir.not at all.All that's necessary is to fill out this signature card and make your initial deposit .

職員：不，先生，完全不必。您所需要做的只是填寫(xiě)一下這張簽名卡，并進(jìn)行首次儲(chǔ)蓄，

Even a dollar is enough to open the account .

甚至一美元就可開(kāi)立一個(gè)帳戶。

S:Let's see .You want my name,address,occupation ,date of birth and Social Security number .

薩姆森：讓我看看這張卡片。你要我填上姓名、住址、職業(yè)、出生日期和社會(huì)保險(xiǎn)號(hào)碼。

What's this item here,"Mother's Maiden Name"?

母親婚前姓名這一項(xiàng)是怎么回事?

C:We ask that for identification purposes ,sir .It's a code word we use to positively identify you in case you lose your passbook or there is some other need for positive identification .

職員：我們要求這一姓名是為人便于辨別身份，先生。這是一個(gè)暗語(yǔ)，萬(wàn)一您丟失了您的存折，我們可以用它來(lái)確切地辨別您的身份，或者由于某種需要，用以準(zhǔn)確地辨認(rèn)身份。

S:I see.Well,let me fill this out and I'll open an account.

薩姆森：我明白了，那我就填寫(xiě)這張卡片，然后開(kāi)立一個(gè)帳戶。