TikTok用戶分享了有用的理財(cái)建議，每個(gè)人都應(yīng)該聽聽

TikTok用戶分享了有用的理財(cái)建議，每個(gè)人都應(yīng)該聽聽

School teaches us many subjects and provides different skills, but not everyone is lucky enough to get a proper glimpse into the bewildering world of finance. And as some of us are still lost in the darkness of financial housekeeping, TikTok users come flying with their genius advice regarding all things money and cover aspects of when, what and how.

學(xué)校教我們很多科目，提供不同的技能，但不是每個(gè)人都足夠幸運(yùn)，能對令人困惑的金融世界有一個(gè)適當(dāng)?shù)牧私?。就在我們中的一些人仍迷失在?cái)務(wù)管理的黑暗之中時(shí)，TikTok的用戶們飛來飛去，提出了關(guān)于金錢的所有事情的天才建議，涵蓋了時(shí)間、內(nèi)容和方式等方面。

TikTok not only instructs us how to dance, lipsync, or put makeup—it is now educating us on how to maneuver through the world of personal finance.

TikTok不僅教我們?nèi)绾翁琛谛脱莩蚧瘖y——它現(xiàn)在還教我們?nèi)绾卧趥€(gè)人理財(cái)世界中行事。

You can check out some of the ingenious insights given by TikTokers and let us know what you think or even share your own tips and tricks on how to deal with day-to-day money, saving, and retirement.

你可以看看TikTokers提供的一些獨(dú)創(chuàng)見解，讓我們知道你的想法，甚至分享你自己關(guān)于如何處理日常金錢、儲(chǔ)蓄和退休的技巧和方法。

#1 Buying A Used Car Rather Than The Latest One Will Save You Money

買二手車而不是最新的能幫你省錢

#2 You Have To Be Careful Not To Use More Than 10-30% Of Your Credit Allowance And Pay Your Balance In Full Every Month

你必須小心花費(fèi)不超過你的信用額度的10-30%，并且每個(gè)月付清你的余額

#3 Know What An Emergency Fund Is And Have It Ready For Rainy Days

了解什么是應(yīng)急基金，并為不時(shí)之需做好準(zhǔn)備

#4 Clever And Understandable Way Of How To Save Some Money Every Day

這是每天省錢的聰明而易懂的方法

#5 Think Twice Before Signing Up For Store Credit Cards

在申請商店信用卡前要三思

#6 How Much Really You Need To Save To Buy A Home And How The Down Payments Are Calculated

買房到底需要存多少錢，首付是怎么計(jì)算的

#7 Know The Difference Between A Credit Card And Debit Card And Choose Wisely Which One To Use And How

了解信用卡和借記卡的區(qū)別，明智地選擇使用哪一種以及如何使用

#8 Not Drinking Alcohol Could Save You Some Money

不喝酒可以幫你省點(diǎn)錢

#9 Use Money-Saving Hacks That Work Not Only For Students

使用省錢的技巧，不僅適用于學(xué)生

#10 Young People Should Open Up A Credit Card, Open Up A Roth Ira, And Invest In Themselves

年輕人應(yīng)該開一張信用卡，開立一個(gè)個(gè)人退休賬戶，對自己進(jìn)行投資

圖片來源：Irmante Sungailaite