A Letter Applying for a Bank Loan
June 18, 2014
Dear Sir / Madame,
I am a sophomore in the Hebei University of Technology, majoring in computer science. I'm applying to your bank for a loan of 10,000 Yuan.
In the previous one and a half years I have been a model student and monitor of my class. However, in recent years, my parents are both laid-off, and, to make matters worse, my mother has suddenly fallen ill and they are not able to support me any more. That is why I am asking for the loan. If my application is approved, all the money will go to my tuition and fees for the coming academic year.
I guarantee that I will repay the loan within five years, that is, within two years after my graduation. Please have confidence in me. I would be greatly obliged if my application is granted.
Many thanks for your help and consideration.
Yours sincerely,
Li Ming
(155 words)
sophomore n. 大學(xué)二年級(jí)學(xué)生
major in 主修
apply to...for... 向......申請(qǐng)......
laid-off adj. 被解雇的
to make matters worse 讓事情更糟糕的是
application n. 申請(qǐng)
academic year 學(xué)年
guarantee v. 保證，擔(dān)保
have confidence in... 對(duì)......有信心
oblige v. 迫使做; 使負(fù)義務(wù)
grant v. 準(zhǔn)許，答應(yīng)給予
銀行貸款申請(qǐng)信
尊敬的先生/女士：
我是河北科技大學(xué)一名大二的學(xué)生，我的專(zhuān)業(yè)是計(jì)算機(jī)科學(xué)?，F(xiàn)我向貴行提出1萬(wàn)元的貸款申請(qǐng)。
在過(guò)去的一年半中，我都是班里的模范學(xué)生和班長(zhǎng)。但是，近幾年我的父母雙雙下崗，而且，更為糟糕的是，母親突然患病，他們?cè)僖哺恫黄鹞业膶W(xué)費(fèi)助我了。這是我申請(qǐng)貸款的原因。如果我的申請(qǐng)能夠通過(guò)，所有的錢(qián)都會(huì)用于我下學(xué)年的學(xué)雜費(fèi)。
我保證會(huì)在5年內(nèi)還清貸款，也就是說(shuō)，在我畢業(yè)后兩年內(nèi)。請(qǐng)相信我。如果我的申請(qǐng)得到同意，我將不勝感激。
非常感謝您的幫助和對(duì)申請(qǐng)的考慮。
李明
2014年6月18日
1. I am a sophomore in the Hebei University of Technology, majoring in computer science. 我是河北科技大學(xué)一名大二的學(xué)生，我的專(zhuān)業(yè)是計(jì)算機(jī)科學(xué)。
2. However, in recent years, my parents are both laid-off, and, to make matters worse, my mother has suddenly fallen ill and they are not able to support me any more. 但是，近幾年我的父母雙雙下崗，而且，更為糟糕的是，母親突然患病，他們?cè)僖哺恫黄鹞业膶W(xué)費(fèi)助我了。
3. If my application is approved, all the money will go to my tuition and fees for the coming academic year. 如果我的申請(qǐng)能夠通過(guò)，所有的錢(qián)都會(huì)用于我下學(xué)年的學(xué)雜費(fèi)。
