The most important thing to becoming rich for you is to have a mindset to want to become rich. The reason I saythat is this, is because I wanted to become rich when I played Monopoly, that was, I was nine years old. The greatest formula for wealth is found on that board game. When I was nine years old my poor dad, the schoolteacher says, “Ah put that game away. Study, study, study! You‘re wasting your time playing Monopoly.”
And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly.” He said, “It‘s right in front of you.” And I went, “What‘s the formula?” And finally I learned the formula is, four green houses, red hotel, four green houses, red hotel. Today I‘m a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all, buy a red hotel, four green houses, red hotel. It is not, that you have to go to school to become rich. Just play Monopoly; four green houses, red hotel. That‘s it.
You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it‘s too risky. Don‘t do that. Don‘t take risk. Save your money. Play it safe.” That is a poor person‘s mindset. You must have an open mindset, open. And if you have an open mindset you will learn from everything.If you have a closed mindset you will learn from nothing. So I think that is the most important thing.
The difference between money and wealth.
No, I don‘t have a salary. I only had a job four years in my life. I don‘t want a salary. The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no assets. You must know the difference between money and wealth but they‘re not the same same. Money will never make you rich. This makes you rich. I have large companies. I have lots of stocks. I trade options. I have real estate, that‘s what makes me rich. So the money just comes in whether I work or not.
Bill Gates makes $500,000 a year. That‘s all. I make more than him. That‘s all he makes but he‘s worth 40 billion. I‘m trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets, businesses, stocks, real estate, that‘s what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That‘s the difference.
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成為富翁的最重要的一點就是要有成為富翁的思想。我之所以這樣說是因為當(dāng)我還在玩“大富翁”游戲的時候就這樣想了,那時我九歲。財富積累的最有效的公式就是建立在那個游戲盤的基礎(chǔ)上。我九歲時,當(dāng)學(xué)校老師的窮爸爸對我說∶“哦,不要玩游戲了。學(xué)習(xí),學(xué)習(xí),學(xué)習(xí)!玩‘大富翁’游戲是在浪費時間。”
我的富爸爸則告訴我這個公式∶“你必須開放思想,發(fā)現(xiàn)“大富翁”游戲里的公式。”他說∶“它就在你的眼前。”我問:“什么公式?”最后我發(fā)現(xiàn),公式就是:四座綠房子--一座紅旅館--四座綠房子--一座紅旅館。今天我之所以能成為一個富翁全是因為,從二十四歲時起,我就開始買四座綠房子,然后把它們?nèi)u掉再買一座紅旅館,四座綠房子,一座紅旅館,如此循環(huán)。你并不需要進學(xué)校才能變得富裕。玩一玩“大富翁”吧:四座綠房子,一座紅旅館。就這么簡單。
你必須學(xué)習(xí)在你之前成為富翁的人的經(jīng)驗。不要和窮人們談話。窮人總是會告訴你說∶“哦,那太冒險了。不要那樣做,不要冒險,把你的錢存起來吧,這樣很安全。”這就是窮人的觀點。你必須開放你的思想。如果你有開放的思想,你就可以學(xué)到一切。如果你封閉了思想,你就什么都學(xué)不到。所以我認(rèn)為,這才是最重要的。
不,我沒有薪金。我總共才有過一份工作,干了四年。我不想拿薪金。中產(chǎn)階級和窮人所想要的是高收入。他們想要錢,但是他們沒有財富,因為他們沒有資產(chǎn)。你們必須清楚錢和財富之間的差別,它們并不是一回事。錢不會使你成為富翁,財富才能使你成為富翁。我有多家大公司,我有許多股票,我還有許多經(jīng)營權(quán)。我有房地產(chǎn),這些才是使我成為富翁的秘密,所以錢只是在我是否工作的時候才顯得有意義。
比爾·蓋茨一年只掙五十萬美元,僅此而已。我掙的比他多。他雖然只掙那么些錢,但他的資產(chǎn)卻有兩百億。我想告訴大家,收入、錢和財富之間是有很大差別的。所以我總是在買資產(chǎn)、做生意、買股票和房地產(chǎn),這些才能使你變得富裕,而不是一份工作。在美國,富人變得更富的原因是他們將財富傳給他們的孩子。我的窮爸爸總是對我說,“高收入的工作、高收入的工作、高收入的工作。”我的富爸爸則說,“資產(chǎn)、資產(chǎn)、資產(chǎn)。”這就是區(qū)別。