20種更好的理財(cái)習(xí)慣可以幫助你增加儲(chǔ)蓄

20種更好的理財(cái)習(xí)慣可以幫助你增加儲(chǔ)蓄

Get intentional and think what having more money will bring to you. Use these reasons as your north start. The next time you’re tempted to spend money remember why you’re saving in the first place.

有意識(shí)地去想，擁有更多的錢(qián)會(huì)給你帶來(lái)什么，用這些理由作為你存錢(qián)之旅的開(kāi)始。下次你想花錢(qián)的時(shí)候，首先想想為什么要存錢(qián)。

Then, start adopting better money habits. Go through this list and note which habits you’re weak and strong in:

然后，開(kāi)始養(yǎng)成更好的理財(cái)習(xí)慣。瀏覽一下這張清單，看看哪些習(xí)慣是你的強(qiáng)項(xiàng)，哪些是你的弱項(xiàng):

1. Be Honest About Your Bad Habits

誠(chéng)實(shí)面對(duì)你的壞習(xí)慣

2. Recognize Your Money Mentality

認(rèn)清你的金錢(qián)觀念

3. Define Your Needs and Wants

辨別你的需要和欲望

4. Understand Your Cash Flow

了解你的現(xiàn)金流

5. Learn How to Set SMART goals

學(xué)習(xí)如何設(shè)立明智的目標(biāo)

6. Use Tools to Track Your Expenses

實(shí)用工具追蹤你的支出

7. Learn How to Negotiate Your Bills

學(xué)習(xí)如何平衡你的賬單

8. Start Automatically Saving Instead

有意識(shí)地開(kāi)始存錢(qián)

9. Be Frugal with Your Money

節(jié)約用錢(qián)

10. Switch over to No Credit Card

不使用信用卡

11. Review Your Financial Progress Daily

每天檢查你的財(cái)務(wù)進(jìn)展

12. Shamelessly Use Coupons in All Places

購(gòu)物時(shí)盡可能多使用優(yōu)惠券

13. Pack Your Lunch to Save Money

帶午餐上班可以省錢(qián)

14. Leverage Tools to Cut Junk Mail

利用工具刪除垃圾郵件

15. Adopt the 30-Day Rule

采用30天原則

16. Work on Important Tasks, Not Everything

做重要的事，而不是所有的事情

17. Be a Voracious Reader

做一個(gè)貪婪的讀者

18. Get Educated on the Go

再忙也要學(xué)習(xí)

19. Choose to Invest in Yourself

選擇投資自己

20. Improve Your Money Skills to Grow Your Income

提高理財(cái)技能來(lái)增加收入

You can save more if you commit to do so today. More important, you’ll live a happier life. Isn’t this worth all the sacrifice?

如果你今天就下決心這樣做，你可以存更多的錢(qián)。更重要的是，你會(huì)過(guò)上更幸福的生活。這一切難道不值得嗎?