CNN News: 美聯(lián)儲宣布維持聯(lián)邦基金利率不變

 
10 Second Trivia. Which of these U.S. agencies was established in 1913? U.S. Postal Service, Social Security Administration, Federal Reserve or Peace Corps. The Federal Reserve Act which established America's Central Bank was signed in 1913.
 
10秒快速問答。以下哪一個美國機構(gòu)成立于1913年?美國郵政服務(wù)、社會保障局、聯(lián)邦儲備委員會或和平隊。1913年簽署了建立美國中央銀行的聯(lián)邦儲備法。
 
Federal Reserve had a meeting yesterday and decided to keep interest rates right where they are. Why does that matter? Interest rates can have ripple effects across the entire U.S. economy. The lower the rates are, the cheaper it is to borrow money. So let's say you go to buy a house. A lower interest rate on the loan means you're not having to pay back as much every month. It's the same for credit cards and for businesses planning to borrow money to buy new equipment or expand, lower interest rates can encourage them to do that. If the economy heats up too fast, so can inflation when prices go up and money buys less.
 
美聯(lián)儲昨天召開會議，決定保持利率不變。為什么這很重要?利率會對整個美國經(jīng)濟產(chǎn)生連鎖反應(yīng)。利率越低，借錢就越便宜。假設(shè)你去買房子。較低的貸款利率意味著你不必每個月都還那么多錢。這同樣適用于信用卡和計劃貸款購買新設(shè)備或擴張的企業(yè)，較低的利率可以鼓勵企業(yè)借貸。如果經(jīng)濟增長過快，通貨膨脹也會加劇。
 
The Fed can raise interest rates to try to keep that from happening. There were a few reasons why it decided yesterday to keep rates as they are. The bank says there are signs the economy is strong and that's there's not much inflation so that's a good thing. But the Wuhan coronavirus, which has been detected in countries worldwide, could eventually impact the U.S. economy and tensions are still high between the U.S. and Iran. So as far as interest rates go, the Fed wants to stay the course for now.
 
美聯(lián)儲可以通過提高利率來避免這種情況的發(fā)生。美聯(lián)儲昨日決定維持利率不變，原因有以下幾點。世界銀行表示，有跡象顯示經(jīng)濟強勁，通貨膨脹不高，這是一件好事。但武漢冠狀病毒可能最終會影響美國經(jīng)濟，而美國和伊朗之間的緊張關(guān)系仍很緊張。因此，就利率而言，美聯(lián)儲目前希望保持不變。