銀行英語(yǔ)情景口語(yǔ) 第106期:公司信貸業(yè)務(wù) 綜合授信(2)

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除了信用等級(jí)和資產(chǎn)負(fù)債率以外，還有其他的什么標(biāo)準(zhǔn)嗎?

A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.

還有凈負(fù)債余額。它不得超過(guò)企業(yè)的凈資產(chǎn)，而且企業(yè)在過(guò)去兩年內(nèi)沒(méi)有出現(xiàn)經(jīng)營(yíng)虧損。

B: Right, OK. That，again, shouldn't be a problem.

好的。這方面也不會(huì)有什么問(wèn)題。

A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.

還有今年前兩個(gè)季度，企業(yè)總資產(chǎn)回報(bào)率應(yīng)不低于所在行業(yè)的平均水平。

B: Well, as far as I can tell, we qualify.

嗯，據(jù)我所知，我們夠資格。

A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.

當(dāng)然，我們將需要證明，就是所有文件的正本和副本。只要您帶著證明來(lái)，我們?cè)u(píng)估一下，其實(shí)辦理起來(lái)應(yīng)該是非?？斓?。